Dirt Cheap California Auto Insurance: 4 Time-Tested Tips

1. People who have more than one car will make huge savings if they insure them all with the same California auto insurance provider. You are only advised to do otherwise if the sum of your premiums across various insurance carriers is lower than what you'll get with a multi-vehicle discount if you buy from one insurer. Doing some shopping and then comparing with what you'll get from a multi-vehicle discount is a good way to be sure if this serves your best interest. But however you look at it, a multi-vehicle discount is a great way to get more affordable rates.

2. Maintaining several policies with the same insurance company as well draws a considerable discount. All you must do to become eligible for this discount is to purchase your auto policy from the same carrier which is providing, for instance, your homeowner insurance.

Nevertheless, care has to be taken because the fact that an insurance carrier gave you low rates for a policy doesn't suggest they will for another. It is recommended that you do comparison shopping. Thereafter, you won't be be taking chances as you choose which to do because know definitely which brings bigger savings.

3. There's A type of discount referred to as "good driver discount." It is for drivers who haven't made a claim for 3 years and more. But bear in mind that not all carriers present this discount.

If your insurance agent says that they don't give this discount let him or her know that you will switch to another insurance carrier. With this type of driving record finding a much cheaper rate is certainly very easy since claims-free policy holders are every insurer's dream.

But oftentimes a serious threat of switching from you is enough to force them to make an exemption.

4. You can get savings of hundreds of dollars on your auto insurance policy by obtaining insurance quotes from quote sites. The best method is to visit not less than five sites and making sure that you input the same (correct) details.

I advise that you visit at least five quotes sites as it will make it less likely that you'll miss out offers not presented by the other sites. This provides you a broader basis for doing more extensive comparisons thereby increasing your chances of getting more for less.

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