Cheaper California Vehicle Insurance: 4 Tested Recommendations

1. You can reduce your California automobile insurance premium by positioning yourself for a multi-vehicle discount. You can only do otherwise if the sum of your premiums with various insurance companies is less than what you'll be given with a multi-vehicle discount if you buy from one insurance company. You can ensure you are making the right choice by doing extensive comparison shopping. But if you don't intend to shop around, you can rest assured that you'll still save handsomely with a multi-vehicle discount.

2. You'll equally get a reasonable discount if you maintain multiple policies with the same insurance company. This simply implies you should endeavor to buy your car insurance policy from the same insurer that provides your renters, medical or life insurance policies.

However, bear in mind that you might be better served if you get your different policies from different insurers who offer the best rates for each policy. It's advised that you get and compare quotes. Thereafter, you'll not be guessing as you make your choice since know definitely which saves you more.

3. Policyholders who do NOT make claims for more than three years usually attract a discount for it. But don't be surprised if your insurance agent says that your vehicle insurance provider doesn't offer this discount.

If your insurance agent tells you that they don't offer this discount indicate that you might go to another provider. With this kind of driving record finding a far lower rate is certainly quite easy since policy holders who stay claims free are every insurer's dream.

However, more often than not a serious threat of switching from you is enough to force them to shift grounds.

4. You can see savings of hundreds of dollars on your auto insurance policy by getting insurance quotes from insurance quotes sites. The best strategy is to visit a minimum of five quotes sites and making sure that you input the same (correct) information about yourself.

I recommend that you visit not less than five quotes sites as that will make it less likely that you'll miss out offers not presented by the other sites. This offers you a broader basis for doing more thorough comparisons thus increasing your chances of better quotes.

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